Marathon has been the most complete platform for independent insurance agencies since 1982. The problem was never the software. It was visibility. Here is everything you need to know before you decide.
The feature set is deep. The team credentials are exceptional. For decades, neither was visible to buyers. That changes here.
These are not add-ons. They are not integrations. They are part of the platform — one subscription, one login, one system where everything agrees.
Many agencies are on Hawksoft, Applied Epic, QQ Catalyst, or another platform they have no intention of replacing — but their premium finance and reconciliation workflows are slow, manual, and broken. Marathon’s Premium Finance System can be adopted on its own, integrating with your existing AMS through exports and workflow connections. You get the reconciliation, the accounting visibility, and the finance automation without the disruption of a full platform migration.
Most AMS platforms started as contact managers or policy trackers and added finance later. Marathon started as a premium finance system — engineered from day one to process 100 premium finance accounts a day. The accounting was the architecture, not an add-on. That difference shows up in every reconciliation workflow, every ledger entry, and every correction tool in the platform.
Marathon does not allow silent deletions. Every transaction is traceable. Every correction creates an audit trail. If something needs to be undone, the system creates a reversal — the original entry stays intact. That is not a restriction; it is accounting integrity. It is how this system was designed in 1982 and how it still operates today.
The lower-resistance path: Agencies adopt premium finance and reconciliation improvements far more easily than full AMS replacements. Marathon’s standalone PFS lets you solve the finance workflow problems first — whether you’re staying on Hawksoft, Applied Epic, QQ Catalyst, or something else entirely — and expand to the full platform on your own timeline.
These comparisons are based on publicly available documentation, feature pages, and G2 reviews for each platform as of 2026.
| Feature | The Marathon System |
HawkSoft |
|---|---|---|
| Native G/L AccountingNo QuickBooks needed | ✓ Included | Add-on / QuickBooks |
| Bank ReconciliationWithin the same platform | ✓ Included | Via QuickBooks |
| Built-In Premium FinanceAMS & PF in one login | ✓ Included | Separate product |
| Carrier Statement ReconciliationDownload Wizard, 8-level matching | ✓ Included | Not native |
| Customer Web PortalPolicyholder self-service | ✓ Included | Third-party integration |
| SMS & Email from Account ScreenNo third-party needed | ✓ Included | Integration required |
| Step-by-Step Tutorial LibraryOnboarding & training | ✓ 181 tutorials | ✓ Available |
| In Business Since | 1982 | 1995 |
ⓘ HawkSoft comparison based on publicly available feature documentation and G2 reviews as of 2026. HawkSoft is a strong platform — this comparison is intended to show where Marathon’s architecture makes a functional difference, not to diminish their product.
| Feature | Marathon Premium Finance |
IPFS |
|---|---|---|
| AMS IntegrationBuilt-in vs. third-party connector | ✓ Native — same platform | Separate system / connector |
| Native G/L IntegrationFinance entries in the same ledger | ✓ Included | External accounting required |
| Automated Monthly Billings | ✓ Included | ✓ Included |
| Policyholder Self-Service Portal | ✓ Included | ✓ Available |
| NSF Reversals & Adjustments | ✓ Included | ✓ Available |
| Revenue Calculator on Website | ✓ Live tool | Not available |
| Operator Background in Finance | Rockefeller Capital · $450M+ AUM | Standalone PF company |
ⓘ IPFS comparison based on publicly available documentation as of 2026. IPFS is a large, established premium finance provider — this comparison focuses on integration architecture and the advantages of a PF module built into an AMS.
No outsourced dev team. No revolving CTOs. The same people who built it are the ones answering your support call.
Jurgen founded Marathon Software Company in 1982 and named it after his love of distance running — including the Chicago and Boston Marathons. He built it on a simple principle: your word is your contract. Clients weren't account numbers. They were people he knew by name. That culture became the DNA of everything Marathon has been since.
Read the founding story →Built and maintained a production insurance management system for over four decades — an extremely rare combination of domain depth and hands-on technical ownership. Every line of code in Marathon has been written or reviewed by the same developer who answers support calls.
Institutional-scale financial operations background at Rockefeller Capital — $450M+ AUM and 1,800+ accounts under GIPS and GAAP compliance. She has operated at the scale that Marathon’s accounting and reconciliation modules were built to handle. That background informs every workflow we build.
Learn more about Khojant LLC at khojant.com
Walk through the platform with us. We will show you the accounting module, the reconciliation workflow, the premium finance ledger — whatever matters most to your agency.